Losing someone you love is hard enough without worrying about life insurance. You might expect the payout to be straightforward, but sometimes insurers review a policy and consider denying a claim. In Oklahoma, laws try to balance the insurance company’s need for...
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Insurance Bad Faith
Does bad faith apply to uninsured motorist claim denials?
Uninsured motorist coverage exists to protect you when another driver does not carry insurance. Problems arise when your own insurance company delays or denies payment without a fair basis. Oklahoma law allows bad faith claims when insurers mishandle uninsured...
What happens when truck accident costs exceed insurance coverage
A collision with an 18-wheeler can turn your life upside down within seconds. But the accident itself is just the beginning. What comes next, such as medical bills, missed paychecks and other costs, can feel overwhelming. However, here is something most people do not...
What is considered unreasonable delay in paying insurance claims?
When you file an insurance claim, you expect the company to respond promptly. If your insurer drags its feet, you may wonder if the delay is more than just slow processing. In Oklahoma, insurance companies have a duty to handle claims in good faith, which includes...
How can insurance companies avoid paying a hit-and-run claim?
Being involved in a hit-and-run can leave you with unexpected expenses and medical bills through no fault of your own. It is frustrating when insurance companies deny the coverage you expect. You might feel helpless, but understanding how these companies operate can...
Why you shouldn’t accept a lowball insurance settlement offer
When you are dealing with an insurance claim, it’s crucial to be aware that some insurance companies might try to minimize their payouts. As a result, they may present you with a lowball offer—an initial settlement proposal that’s significantly lower than what your...
What are the signs of bad faith in life insurance claims?
Filing a life insurance claim should be a straightforward process, but sometimes insurance companies act in bad faith to delay or deny rightful payouts. Recognizing the warning signs can help you take action and protect your rights under Oklahoma law. Unreasonable...
Can you sue insurance companies for bad faith?
The right insurance companies will act on good faith. They will investigate claims in detail and provide fair compensation. They will also clearly communicate about the claims process and policy terms. Unfortunately, not all insurers act the same and some engage in...
When delays become red flags for bad faith insurance
It is not uncommon for claims payments to be delayed. There are numerous legitimate reasons for delays such as insufficient information or errors in the submitted documents. But just as there are valid reasons for delays, there are also times when an insurance company...
Protecting yourself from insurance bad faith
Insurance is meant to provide peace of mind, but what happens when your insurer does not play fair? Insurance bad faith occurs when insurers fail to honor their obligations to policyholders. To protect yourself, you must understand your rights to safeguard your...

